Born and raised in Saint Joseph, MO, Caleb has 8+ years of experience in the health insurance industry. After spending 5 years as a captive agent with one insurance carrier Caleb saw that to adequately serve his clients he needed to open his own broker agency HLC Insurance in 2022. With the continuous changes to the health insurance industry Caleb continues to stay up to date educating himself with new products and industry standards.

Caleb specializes in helping people - not only select the right insurance carrier to meet their needs. Caleb believes in the importance of teaching clients about health insurance not just assisting them with enrollment. This provided education helps them get the most from their plans and choose wisely. Knowing about costs like premiums, deductibles, copays, and networks helps pick the right plan. Easy-to-understand info on sign-up, qualifications, and financial help avoids missed opportunities and extra fees. Clear details give clients the confidence to find the coverage they need.